By reducing creditors instalments to affordable amounts, our Debt Counselling and restructuring program enables the over indebted consumer to cover his/her basic living expenses, by providing each client with a “best fit” repayment plan.

Our solution provides the consumer with an option of 6 different
repayment plans to choose from, ensuring that the consumer
and Debt Counsellor
collectively make a informed decision as to how best to solve
his/her over-indebted situation.

Although instalments are reduced; in most
instances the terms are also reduced
due to the cascading of instalments
from one paid up creditor to another.