The administration of garnishee orders on behalf of employer payrolls. Currently we service employer groups that employ between 500 and 60 00 employees.

Provision of debt counselling and restructuring services to over indebted consumers. This service is rendered by our national network of Debt Counsellors that operate from more than 300 offices.

Payment distributions on behalf of over indebted consumers and Debt Counsellors. The NPDA (National Payment Distribution Agency), a subsidiary of DCM, is used by the majority of consumers under debt review.

Part of the service offered includes the administration and management of garnishee orders on behalf of the employer.

This service empowers DCM to identify over indebted consumers (those who have a low disposable income who are about to be garnished or be placed under administration) and should it be required; the inclusion of all affected garnishees when restructuring takes place.

This all is done without increasing the workload of the Payroll Department.

This service reduces the increase responsibility on the employer to ensure that;

• Employees are not overburdened financially due to excessive garnishee order amounts being deducted from their emoluments.
• Garnishee orders delivered are not fraudulent
• Fee charges by Debt Counsellors and Attorneys are correct
• Accurate calculation of interest rates as prescribed by garnishee orders are adhered to.

Employee financial wellness education programs. Our Sita accredited programs are well suited for everybody from the shop floor to the executive suite.

Provision of the following services to debt counsellors:

• Software to registered debt counsellors
• Support
• Training
• Business growth and enhancement